iSure Pro Blog

Inherent in an insured’s relationship with its clientele is faith on the clientele’s part that it will be no worse for dealing with the insured than if it had not done so. When a client puts its private, sensitive information in the insured’s hands, it has a right to expect that information will not be intentionally, accidentally, or negligently used to harm the client.

As the Rolling Stones used to sing “Time is on my side, yes it is.”

Well, it is on the Insured’s side as well as the Agent’s side. In fact, quoting your new or renewal policy with plenty of time is of benefit to everyone involved!

Many people “back into” insurance coverage this way; not because they have planned it, but because something or someone else is making it a requirement. If that is how your search for coverage begins, then chances are you will be “satisfied” with whatever policy gets the requirement checked off, or the grant qualified for, or the landlord’s management company off your back. That is not the way to go about this process.

In this era of shrinking bottom lines, smaller paychecks and diminishing investment returns, there IS something that is growing at an alarming rate: Employment Related Liability Claims. In just ONE year: Age-Discrimination claims grew 29%. Charges of harassment increased by 20%. Charges of retaliatory treatment were up over 20% The reasons for the increase in claims …