What to Do in the Aftermath of a Workplace Injury
Posted on: July 25, 2019 by Javier iSure
Accidents can happen on any job site, in any environment. From offices to construction sites to classrooms, workplace injuries are wide-ranging. According to the National Safety Council, a workplace injury takes place every seven seconds in the United States, totaling 4.6 million injuries per year. So, how do you respond to an injury under your watch?
To better control the safety of your employees, keep your professional reputation intact, and keep legal liabilities limited, there are a number of steps you can take. Here are some ways to respond to a workplace incident of any kind.
Take Immediate Action
One of the biggest mistakes you can make is to sit and wait following an incident that has resulted in an injury of any kind. Acting fast after someone is injured at your place of business can limit the risk of anything life-threatening. Call 911 following an accident, even if the issue seems minor. The effects of head and back injuries can be delayed, surfacing hours or even days following an incident, and many minor injuries can worsen when left unattended.
After the employee is in the proper care, contact the immediate family to inform them of what has taken place if this is what the employee has directed you to do.
Document and Contact Your Insurance
Without the proper documentation, companies can run the risk of investigations pursued by OSHA as well as mounting lawsuits that can be costly. The first form to take care of is an OSHA 300, which requires employers to log incidents within under a week of the occurrences. Managers must also fill out a 301 form, which asks that they accurately describe the details of the incident.
Next, a 300A form needs to be filled out, which is an annual summary of all workplace injuries. These forms collectively must be available for viewing, so make sure to have everything laid out and filled in correctly in case a review is requested. Even if the review is not executed, it is important to hold onto all documentation for your records.
Additionally, it’s important to relay an incident to your workers’ compensation insurance provider. This kind of coverage is required by law in some states, including Florida, where iSure Insurance Brokers works with local businesses to provide effective workers compensation insurance plans through leveraging risk-reduction techniques that help to keep both your workers and your finances in a good place.
After the initial issues are taken care of, it’s important to lay the groundwork to a healthy and safe work environment as well as review what caused the previous incident to take place. There are a number of practices that can keep employees safe before another encounter takes place.
Businesses should keep up with the latest in facility developments that help enhance workplace safety. Everything from commercial-grade floor mats that can help absorb water and keep slick floors at bay to keeping emergency kits on hand can help to promote safety. Also, putting out hazardous warnings and signs in case of spills can illustrate the importance of taking precaution in certain areas of your business. The goal should be to educate your employees on the importance of practicing safe behavior while boosting awareness around the exposures they face on a daily basis. While not every workplace injury can be avoided, they can be limited when precautionary methods are implemented.
About iSure Insurance Brokers
After serving leaders in the Greater Miami market for more than three decades, iSure Insurance Brokers has become the provider of choice for discerning commercial clients and individuals alike. Because no two insurance programs are or should be alike, you can be sure that iSure will craft a comprehensive approach to protection that is as unique as you are. We welcome the opportunity to protect what you have worked so hard to build. Please contact us at (305) 223-2533 to learn more about what we can offer you.