Types of Group Health Insurance: All About PPOs

Posted on: December 9, 2019 by iSure

Last month, we explored the main types of group health insurance and the coverage they offer. This month, we’re going to take a deeper dive into each of the three primary plans that we offer: PPOs, HMOs, and CDHPs. We’ll be starting with the classic PPO. A preferred provider organization (PPO) is a medical care […] Read More

Posted in: Blog Group Health Healthcare Insurance

The Benefits of Group Health Insurance (For You AND Your Employees)

Posted on: November 25, 2019 by iSure

Group health insurance is usually provided by an employer and can cover just the employee or the employee’s spouse and children. Save for very small businesses or other exceptions, it is generally considered mandatory for businesses to offer this coverage to their employees. Not providing group health coverage may be a significant mistake for some […] Read More

Posted in: Blog Employee Benefits Group Health Healthcare Insurance

The Main Types of Group Health Insurance (PPOs, HMOs, CDHPs, and More!)

Posted on: November 18, 2019 by iSure

Group health insurance plans provide coverage, usually comprised of company employees or members of an organization. Members usually receive insurance at a reduced cost because the insurer’s risk is spread across a group of policyholders. The premiums are split between the organization and its members based on the plan. Getting a group health insurance quote […] Read More

Posted in: Blog Employee Benefits Group Health Healthcare Insurance

What Do Your Employees Want to Know About Group Health Insurance?

Posted on: November 11, 2019 by iSure

You are bound to get many questions from your employees about their group health benefits. After all, group health insurance is a mandatory coverage and a major motivating factor for job seekers across the country. Some of these questions may be easy to answer, while others may require a conversation with your group health broker. […] Read More

Posted in: Blog Group Health Healthcare Insurance

Would Your Employees Be Protected in the Event of a Business Travel Accident?

Posted on: October 21, 2019 by iSure

Are your employees properly protected if a travel incident occurred? Travel accident insurance is a specialized type of group life insurance travel plan. To put it simply, it acts as life insurance and insurance against accidental death and dismemberment in the event of a travel accident. The benefits are paid regardless of whether the traveler […] Read More

Posted in: Blog Employee Benefits

Accidental Death & Dismemberment Insurance: Another Crucial Coverage

Posted on: October 14, 2019 by Javier iSure

Employees place tremendous value on the benefits that their employers make available to them, knowing that these coverages are much more affordable when purchased as group life insurance. Spreading the risk among many lives using a master insurance contract allows for significantly less expensive premiums. Accidental death and dismemberment insurance (AD&D) can be found as […] Read More

Posted in: Blog Employee Benefits Life Insurance

Term, Whole, and Universal Life Insurance: Why Your Business Should Offer All Three

Posted on: October 7, 2019 by Javier iSure

Term, whole, universal? Should businesses really offer all three of these group life insurance coverages? The answer is yes, and the reason is simple: each employee has their own unique situation and goals. It is important that you allow them to meet their needs by offering both flexible and consistent policies. Let’s take a closer […] Read More

Posted in: Blog Employee Benefits Life Insurance

How to Encourage Employees to Report Workplace Injuries and Safety Hazards

Posted on: September 26, 2019 by Javier iSure

No matter the job site or industry, employees can sustain injuries of all shapes and sizes. However, these workers are relatively reluctant to report any injury to their employer. In fact, in a study from Percy Hughes and Roberts Solicitors, roughly 38 percent of employees across all industries reported that they were too scared to […] Read More

Posted in: Blog Workers' Compensation

How Can HR Outsourcing Help Your Company?

Posted on: September 19, 2019 by Javier iSure

A major challenge for most business owners is managing the cost of hiring employees. From handling employee issues to dealing with training to handling benefits, the role of employee relations can take up valuable time and money. This can be dealt with by investing in HR outsourcing. By outsourcing human resources, a business is able […] Read More

Posted in: Blog Employee Benefits

The Benefits of D&O Insurance for Condo Association Board Members

Posted on: September 12, 2019 by Javier iSure

When insurance brokers take on clients in the condo association market, there are a number of unique challenges that present themselves. To alleviate stress around risks and challenges, brokers can work with condo association board members to better understand how to be protected against claims and major losses. One of the best ways to combat […] Read More

Posted in: Blog Commercial Insurance Community Associations