Miami Business Insurance from iSure
iSure Insurance Brokers specializes in providing business insurance to firms throughout the Greater Miami Area, including securing package policies for small and midsize companies and end-to-end insurance solutions for large corporations. Our approach involves conducting an in-depth risk assessment – from your day-to-day operational exposures to the work your employees perform and the assets you have at risk. We’ll analyze your current insurance program, risk management strategies, safety policies and loss control procedures to determine where gaps may exist and where we can improve your coverage and pricing.
At iSure, we partner with top-tier national and international insurance companies known for their financial strength and commitment to the industries and businesses we serve in Miami. We also have access to markets that address and respond to some of the hard-to-place risks you find in our region, such as properties with wind exposure, large property values, environmental risks and other liability hazards.
We have your risks covered
Our portfolio of commercial insurance products includes:
- Business Owners Policy (BOP): Designed to meet the business insurance needs common to many small and midsize firms, a BOP bundles general liability and property coverages into one complete policy, with the benefit of receiving one premium bill. There are BOPs available across a broad spectrum of industries, with many of our carriers offering expanded liability insurance options, depending on the business or professional niche. Some also offer equipment breakdown insurance, crime insurance, hired and non-owned auto insurance, coverage for outdoor signs, money and securities, and other inland marine policies.
- Commercial Package Policy (CPP): Designed to enable you to select the specific business insurance coverages you need to protect your firm and bundle them as multi-policy package. You can choose to just include general liability and building/contents property coverage, or you can include other policies, such business auto insurance, inland marine, equipment breakdown, crime, business income with extra expense and others. Liability insurance specific to your needs can often be added. Some policies like workers’ compensation, professional liability and fiduciary liability are written independently from a commercial package policy. We will review this with you in detail to determine the coverages you need to properly protect you.
- Large Corporate Coverage: Depending on the operation – whether you are a large commercial real estate firm, community association, construction developer, healthcare organization, resort, or transportation company, among others, the professionals at iSure can provide you with an insurance program tailored to your risk profile. We will secure the commercial insurance solutions you require to cover losses that can impact revenue, market share, shareholder value, and brand reputation. This may include everything from liability, property, windstorm, fidelity and crime, and workers’ compensation to commercial auto and fleet coverage, pollution liability, umbrella & excess liability, wrap-ups, directors & officers liability, fiduciary liability, employment practices liability, cyber liability, terrorism insurance, surety bonds, and so much more.
We will also discuss with you alternative risk transfer solutions including self-insurance, large deductibles, captives, Risk Retention Groups, and pools, among others to determine how best to drive down costs, gain control over your insurance program and improve your bottom line.
Since 1984, our commitment is to protect our business insurance clients against the many risks they face with the best possible insurance and risk management programs through top-rated insurers at competitive rates. We look forward to putting our experience, expertise and longstanding carrier relationships to work for your organization.
The communities we serve include: Aventura, Bal Harbour, Coral Gables, Florida Keys, Hialeah, Homestead, Key Biscayne, Medley, Miami, Miami Beach, Miami Shores, North Miami, Palmetto Bay, Pinecrest, Sunny Isles, Brickell, Wynwood, Midtown, Design District, Morningside, Deering Bay, South Miami, Kendall, Hialeah, Miami Lakes, Doral
Be sure with iSure.
We welcome the opportunity to protect what you have worked so hard to build. Please contact us at 305.223.2533 to learn more about what we can offer you.