Protecting your Valuable Home Year-Round

Posted on: February 24, 2016 by Javier iSure

Owning a luxurious home is something most aspire to do. While this accomplishment is something to be proud of, it is important to take the proper measures to ensure its safety year–round. Whether it’s a vacation spot, a weekend getaway, or a full-time home, take the following steps to secure your hard-earned investment. But first, start with an iron-clad Miami High-Value Homeowners Insurance program to protect against any damages.

Naturally, with a beautiful home, potential burglars might want to target the matching goods inside. Depending on where it’s located and the number of people who surround the area, your home might be at risk. If the area is constantly swarming with people, your home is less likely to be the target of a robbery. However, according to Christina Karpinski, vacation home rental author, “Robbers are a lazy bunch. They tend to go for the low-hanging fruit.”

Therefore, the LA Times states to secure the locks, invest in a home security and monitoring system, and ensure gates are functioning properly at all times.

If you plan on going out of town or the home is a vacation retreat, consider hiring a caretaker to look after the home while you are away. Try enlisting the help of a trustee neighbor or a family friend. Exchange contact information with them and have them report any suspicious activity. A camera system can also be set up outside to monitor anyone who comes on the property.  Don’t forget to ask them to collect any mail that might be sent to your address!

Last, but certainly not least, make the home look lived in. Whether you’re home or not, be sure to keep lights on a timer and even leave the radio or TV on the same system. This will deter any potential burglars since they will not be able to tell when the home is unoccupied. Don’t allow shrubs to grow over or debris to pile up in the yard. If necessary, make proper gardening arrangements to ensure the home looks occupied.

At iSure Brokers, we strive to provide the coverage that reflects the high-value worth of your home. Our protection policies not only offer personal liability but can include family members that live with you as well. We provide your own personal iSure adviser that will work carefully to evaluate resident risks and refer you to a program that best fits your homeowner insurance needs. For more information, call us today at 855.381.6123.

Posted in: Blog High Value Homeowners Insurance