What is Miami High Value Homeowners Insurance?

Posted on: February 13, 2015 by iSure

What is Miami High Value Homeowners Insurance?

If you own an above average value home, you are not going to want a substandard homeowners insurance policy with restrictive financial limits. Truthfully, not many homeowners pay much attention to their insurance policies, either assuming they are covered for any type of loss, or paying too much for particular coverages while other aspects are missed. A standard homeowners insurance policy offers basic protection against losses within your home and surrounding property. A Miami High Value Homeowners Insurance policy, however, covers much more than that.

No ordinary homeowners insurance policy would cover outbuildings such as guesthouses, servant’s quarters, boathouses, electronic gates, sophisticated security systems, or elaborate landscaping, but you have this protection and more with high-value homeowners insurance. The right high value homeowners insurance policy should be tailored to meet your unique needs as a homeowner, including customized options for your homes contents and additional structures.

Unsure if you need this type of coverage? The characteristics listed below are just a few traits of a client who should consider Miami High Value Homeowners Insurance.

  • You are an entrepreneur, business owner, high net worth professional or corporate executive.
  • You own high-value automobiles, and/or boats, jet skis, snowmobiles, or any other high value recreational craft.
  • You won collections or valuables consisting of precious metals or gems, high value paintings, sculptures, or other artisan crafts, antiques, wine, or other high value items.
  • You have a need for identity theft monitoring and protection
  • You have personal liability limits of $1 million or more

At iSure Insurance Brokers, we understand that high net worth individuals have special needs when it comes to protecting their property and belongings. Our priority is to build a policy that is right for you. To learn more about this coverage as well as the other Private Client Services in Miami that we provide, please contact us at (855) 381-6123.

Posted in: High Value Homeowners Insurance Miami