Whether you have a 26-foot center console moored in Miami, a mega-yacht floating somewhere off the Florida Keys, or a sport-fishing boat bobbing gently in Bal Harbour, you need to protect both the vessel and yourself from the myriad property or liability risks you face on the water. The professional advisors at iSure Insurance Brokers are well versed in providing a comprehensive mix of coverage for you, your passengers, and your crew alike. Knowing that you are well protected frees you to enjoy the beauty right here in your own backyard or traverse international waters.
Safe yachting calls for property and liability coverage
Working with the world’s most prominent insurers, iSure can establish a policy that offers consummate protection from a variety of occurrences that could put not only your yacht but also your assets at risk, such as:
- Property—for example, physical damage resulting from collision with another boat or a physical structure (e.g., a buoy or pier, or a submerged object)
- Non-Collision Damage—extreme weather, contact with flying, floating, or falling debris, or damage caused by vandals
- Liability—for injury to others and their property, including injury that befalls passengers while they are on your vessel
- Uninsured/Underinsured boaters—not everyone on the water is boating responsibly; if they cause an accident that they cannot pay for, your own coverage offers protection
Coverage options don’t stop there
At times, incidents can occur before you even make it to the water—or once you’re well underway. Your iSure advisor will analyze your need and discuss whether it’s advisable to select a policy that includes features such as gas delivery and towing; roadside assistance; fuel spill liability; haul-out protection; dinghy/tender protection; rescue at sea; salvage and disposal costs, and more.
Additional protection if you need it
In some cases, additional coverage is warranted. Again, your iSure advisor can tell you more about this and steer you toward the safe harbor that a well-crafted yacht insurance program can provid