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Meet Our Staff

As our client, you will have a team of highly qualified professionals working for you to provide you with the best coverage for you, your family, or your business.  Building a long-lasting relationship with our clients is our number one priority.


Javier A. Fernandez


Javier Fernandez specializes in identifying, negotiating and implementing insurance and risk management programs for clients in the Commercial Real Estate, Real Estate Development, Healthcare, International Trade industries and Private Client Services. Javier also serves as Agency Principal where he oversees Carrier Relations and the Commercial, Private Client & Employee Benefits Divisions.

Javier is a Miami native and the son of Cuban immigrants. He attended Florida International University and Florida State University. He began his insurance career while still in college, overseeing accounting and IT for iSure Insurance Brokers. In 2000 he began producing Commercial Lines and Employee Benefits and shortly thereafter took the role of Agency Principal.

He has served on the board of various industry associations including the Latin American Association of Insurance Agents; Miami Young Agents (Past-President); South Florida Association of Insurance Agents; and is a graduate of Florida Future Insurance Leaders (FAIA).


Carolina B. Fernandez

Employee Benefits and HR Outsourcing Specialist

As an employee benefits specialist, Carolina strives to provide exceptional service to all of her clients. At iSure she specializes in helping clients through all of the phases of employee benefits implementation including plan design and development, financial analysis, budgeting, regulatory compliance and plan administration. In addition to employee benefits, Carolina has vast knowledge of all life and disability products.

Carolina has over 25 years of sales, marketing and insurance experience. In the past she has developed, planned, presented and managed campaigns and corporate events for major clients such as Verizon Wireless and Pfizer Pharmaceuticals. Carolina also developed internal and external sales programs, developed and executed integrated marketing plans and managed progressive sales-generated marketing budgets.

In addition to holding her 2-15 life, health and annuity license, Carolina is a graduate of the University of Florida and holds degrees in both Public Relations and Business Administration.