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Commercial Property Insurance

As a cornerstone of any insurance program, Commercial Property Insurance is the cornerstone of any insurance program. Getting it right requires the professionals at iSure Insurance Brokers. We’ll help you see the entire picture so that your property is covered for what it’s worth in the event of a loss.

Protection from the big perils

A property policy offers protection from major events that are disaster movie-worthy. Interestingly, as captured on the evening news, each and every one of these catastrophes has actually occurred in recent months so don’t think that they can’t happen to you:

  • Fire
  • Lightning
  • Explosion
  • Smoke
  • Windstorm
  • Hail
  • Riot
  • Civil commotion
  • Aircraft
  • Vehicles
  • Vandalism
  • Sprinkler leakage
  • Sinkhole collapse
  • Volcanic action

In the event of a covered loss, you are protected for the property your business leases or owns outright, including: equipment, computers, phones, furniture, fixtures, outdoor signage, key documents and drawings, accounts receivable records, inventory, or other people’s property you have on site. Everything is tailored to fit your evolving circumstances—for example, while today you own the freestanding building that houses your business, eight years ago you operated out of a leased merchandise cart at the mall. The staff at iSure will make sure your policy meets your needs along the way.

Business interruption insurance keeps your cash flow flowing

After a disaster occurs, not only does your business grind to a halt, so does your income. That’s why as part of your property coverage you also need business interruption insurance. Business interruption insurance provides income while your business is shutdown or severely constrained due to physical damage to your property caused by a covered occurrence. The money can help you make payroll and maintain accounts payable despite the loss of income. The policy can be paired with options such as extra expense coverage, which can cover costs to obtain a temporary location, rent equipment, or make up for income shortages as you struggle to recover.

For a policy that seems so basic yet offers so much, it’s worthwhile to discuss your property insurance needs with your trusted iSure advisor.

Be sure with iSure. We welcome the opportunity to protect what you have worked so hard to build. Please contact us at 305.223.2533 to learn more about what we can offer you.