Is My Event Big Enough For Special Event Insurance?
Posted: November 4, 2020
Is My Event Big Enough For Special Event Insurance?Special event insurance is not only for large events. This coverage is designed to protect you, the event holder, from liability, whether you are hosting a small wedding or a large company retreat. Coverage applies to third-party claims for bodily injury or property damage sustained during the event. Some special event insurance policies also provide cancellation coverage to reimburse you for lost deposits or other...
Traditional IRA Vs. Roth IRA
Posted: October 28, 2020
Traditional IRA Vs. Roth IRA“IRA” is an abbreviation for “Individual Retirement Account.” A traditional IRA and a Roth IRA are two different retirement options, each with its own pros and cons. Depending on your circumstances, either may be a good choice for growing your retirement dollars. What Is a Traditional IRA? A traditional IRA is a retirement account for pre-tax contributions. The funds in the account can be used...
Beginner’s Guide To Workers’ Comp Insurance
Posted: October 19, 2020
Beginner’s Guide To Workers’ Comp InsuranceIf you are an employee who has been injured on the job, you are most likely eligible to collect workers’ compensation benefits. The following questions and answers provide some basic information about the workers’ comp claims process, and the benefits you may be entitled to receive. Our friendly agent is also happy to help. What Types of Injuries Are Covered By Workers’ Comp Workers’ compensation...
Can I Have More Than One 401(k)?
Posted: October 13, 2020
Can I Have More Than One 401(k)?It is possible to enroll in more than one 401(k) at a time. In fact, it is not uncommon to accumulate several over a lifetime. This can occur in various situations. Scenarios that Can Lead to More than One 401(k) You may have a 401(k) account from a previous employer and enroll in a second 401(k) plan when you start a new position. This process...
Do I Need Commercial Property Insurance If I Work From Home?
Posted: October 4, 2020
Do I Need Commercial Property Insurance If I Work From Home?If you run a business from your home, your homeowners insurance may not provide all the protection you need. Some homeowners insurance companies have denied claims that they determined to be related to business rather than a legitimate homeowner claim. Consult with our agent on whether you need commercial property insurance in addition to your homeowners policy. What Does Commercial Property Insurance Cover? Commercial property...